OneHisab brings together Khata for personal lending & borrowing, Kharcha for everyday expenses, Wealth for your investments and liabilities, and Split for shared bills — on a clean, private, beautifully designed app.
Every entry in one module updates the same net-worth view. Add a customer in Khata, log a bill in Kharcha, record a mutual fund in Wealth, or settle a trip in Split — OneHisab keeps the numbers consistent.
Customer-wise lending & borrowing with interest, installments and reports.
Daily expenses, income, categories, and bank / credit-card visibility in one book.
Bank, MF & SIP, stocks, FD, RD, loans, credit cards — with maturity & history.
Group trips, shared bills, chat, and clean settle-up in one place.
Live net-worth, finance reminders and a tidy to-do book for money tasks.
Keep a per-person ledger for the money you lend and borrow. OneHisab handles simple & compound interest, installment schedules, due dates, and generates clean customer statements you can share as PDF.
Give & got entries with notes, dates and attachments per person.
Built-in calculator with the rate, tenure and mode you choose per entry.
Break a loan into monthly EMIs, track the expected return date, and get reminded.
Per-customer statement, per-book report, PDF export for sharing.
Separate books for family, shop or friends so ledgers never mix.
Get nudged on the day money is due — no more mental bookkeeping.
Log expenses and income in seconds, tag them by category, and pay from the account that actually held the money — cash, a bank account or a credit card. Books stay separate for household, business and travel budgets.
Amount, category, payment source, notes and attachments — one screen.
Rename, add and re-order categories to match your real spending.
Add your banks and credit cards; every transaction tracks the source.
Home, business and trips stay in separate books that don't leak.
Cash-in / cash-out totals with category breakdown for any period.
Balance per bank / card, plus a single master balance across accounts.
Add bank accounts, mutual funds & SIPs, stocks, fixed and recurring deposits, personal / home / car / bike / education loans, credit cards and insurance. OneHisab tracks the contributions, projects the maturity and shows the split between assets and liabilities at a glance.
Every bank and cash balance shared with Kharcha automatically.
Lump-sum or SIP with monthly day, contribution history and expected return rate.
Holdings you want to track, alongside the rest of your portfolio.
Auto-calculates maturity date & amount from tenure and interest rate.
Outstanding, EMI, due-day and minimum-due — pay directly from a source.
Live donut and summary showing net-worth split at a glance.
Create a trip, house or team group with an invite link. Add expenses, settlements and collections, chat with your group, attach photo receipts, and settle up cleanly. OneHisab keeps who-owes-whom clear across the whole trip.
Share a link; anyone joins with one tap — no manual add-by-phone friction.
Equal, exact, share or percentage split — with payer and participants.
Record payments made or collected; the balance sheet updates instantly.
Chronological history of every expense, settlement and edit in the group.
Message your group and attach photo receipts to the actual expense.
Per-group balance report and an overall report across every group you're in.
The Home tab rolls every module into a live net-worth and your last transactions. A dedicated Report screen dives deeper by module, and a small Todo book keeps your finance tasks — EMI to pay, SIP to top-up — organised.
Assets from Wealth minus liabilities minus outstanding Khata dues. See a trend sparkline, the last 10 transactions across every module, and your split of Khata / Kharcha / Wealth / Split — in one screen.
Khata report with Amount / Customers / You Give / You Got. Kharcha with cash-in vs cash-out. Wealth with Assets / Liabilities. Split with your balance across groups. Export as CSV, XLSX or PDF.
A lightweight to-do book to line up the finance work that isn't a transaction yet — a call to make, a document to fetch, a top-up to plan.
OneHisab watches every recurring commitment you configure and gives you a single Notifications inbox — mark as read, dismiss, or delete. Reminders survive refreshes, so they don't come back yellow after you've handled them.
Configure the monthly due day; get nudged with the total due and minimum due.
Set the SIP day for each fund; a reminder lands on that day, every month.
Track monthly RD installments; miss none and see maturity project itself.
Add a return-by date to a Khata entry; get reminded so you can follow up on time.
We're planning a small set of light-hearted social games inside OneHisab — think Tic-Tac-Toe and Ludo-style rounds you can play with your Split group between paying the bill and heading home. Not available today, but on the roadmap for the OneHisab ecosystem.
Bring your khata, expenses, investments and shared bills into one clean, private app. Sign in with a mobile OTP or a Google account — and start in under a minute.
OneHisab